You built it—long nights, tough calls, reinvested profits instead of vacations. The business runs because you do. But what about the bigger picture? The cash flow that supports your life. The tax bills that shrink your earnings. The transition plan that ensures your hard work doesn’t vanish the day you step away. That’s where we come in.

At Dumitru Flanagan & Associates, we connect business decisions with personal wealth, structuring financial strategies that make your company work for you—not the other way around.

Smart business moves, smarter personal wealth

  • Tax efficiency that keeps more in your pocket

    Corporate or personal? Dividends or salary? Our strategies ensure your business pays you in the smartest way possible, minimizing tax waste.

  • Risk management that covers what matters

    A lawsuit, a disability, a sudden shift in market conditions—if your business isn’t protected, neither is your financial future. We build coverage that secures your income, family, and assets.

  • Business investments that fuel growth

    Cash sitting idle? That’s opportunity lost. We structure investment strategies that allow you to reinvest, expand, and maximize returns without unnecessary risk.

  • Succession & exit planning—without guesswork

    Will you sell? Pass it to family? Transition to key employees? Waiting until the last minute isn’t an option. We craft exit strategies that ensure you step away on your terms—financially secure and free to enjoy what’s next.

  • Incorporation—does it work for you?

    More tax benefits? Greater liability protection? The right move depends on the size, structure, and future of your business. We help determine whether incorporation is a financial advantage or an administrative headache.